Gross national disposable income (ESA 1995, 8.95) is the sum of the gross disposable incomes of the institutional sectors. It is equal to: Gross national income + current transfers receivable from the rest of the world - current transfers payable to the rest of the world. Values are seasonally adjusted (SA). The ESA 95 (European System of Accounts) regulation may be referred to for more specific explanations on methodology.